Form 433 Auto-Populator

Paste a Wage & Income Transcript and enter household details to estimate monthly disposable income under the IRS Collection Financial Standards (IRM 5.15.1) — the starting figure for an IA, OIC, or CNC determination.

Mechanical text extraction only (regex, not OCR, not AI interpretation) — any document flagged with a parsing warning must be verified against the source transcript before use.

Enter an age for each household member. The Out-of-Pocket Health Care standard applies a higher rate ($163/month) for anyone 65 or older vs. under 65 ($90/month) — IRM 5.15.1.9(5).

Household size (1) should generally match total dependents and taxpayers claimed on the current-year return, absent a documented exception (IRM 5.15.1.2(7)).

Download the Form 433 Auto-Populator Compliance Card (PDF) — for your §10.36 AI-tool file